Today’s America Versus World War II America Essay -- patriotism, libert

There is a fine line between what American society looked like during World War II and contemporary America. The dilemma is that society has gone from patriotism and a fight for liberty to â€Å"everyone walking around with a chip on his or her shoulder† (Carr 2). This two distinct differences on America culture and society is manifested in, Howie Carr’s â€Å"Take $2000 and Call Me in the Morning† and Ronald Reagan’s speech, â€Å"The Boys of Point du Hoc†. Carr’s â€Å"Take $2000 and Call Me in the Morning† illustrates and criticizes the abuse of legal defense by citizens of the United States of America and how people feel like they are entitled to a lot of things. In contrast to that in Ronald Reagan’s speech, â€Å"The Boys of Point du Hoc† takes us back to a time back in American history where people fought and died for what they believed to be a just cause; while reiterating that America’s goal was to avoid what and conflict with the Soviet Union. In these two pieces of writing, both authors use different tones to get their message across to the public. Carr’s uses a sarcastic and humorous tone to poke fun at how American society and his humorous but important analogies to support his argument that people are abuses the legal system to get money. Regan’s main argument is that peace with the Soviets can be made, but war will always be an option if needed. Regan supports his argument w ith a serious tone, emotional words that evoke memories of America’s strength and determination. Using a humorous and sarcastic tone, Carr addresses how serious this â€Å"emotional distress† that the American people know seem to suffer from. Carr uses this sarcastic tone to show the people how pathetic and chronic this situation has become. Carr starts out the essay by, â€Å"Alm... ...ntouchable, and whomever touches America will not live for long. Life in America society is different, and while reading the two texts from Carr and Reagan, it becomes apparent that the society has evolved to the worst. Society went from a courageous â€Å"bagpipe player in the middle of a bloody battle†(Reagan ) to â€Å"A guy suing after his dog confuses a restaurant for a fire hydrant† (Carr 2). The two authors show a huge contrast while using different tones and analogies to catch the attention of the people they are trying to reach. Has American society decline that much from the World War II era? Carr seems to think so and reading Reagan’s speech shows how there is a clear difference. Works Cited Carr, Howie. â€Å"Take $2000 and Call Me in the Morning.† Boston Herald (March 1995): 1-2 Reagan, Ronald. â€Å"The Boys of Point du Hoc†. Course Packet. (June 6, 1984) 26-29

Sexually Transmitted Diseases Essay -- Essays Papers

Sexually Transmitted Diseases Sexually Transmitted Diseases are an intimate part of many people’s lives. These diseases, one could say, represent a conflict between human and nature. It is a part of nature that humans are inclined to engage in sexual activity . Yet, humans are endangering themselves with the spreading of these diseases. Also, a human oriented disease can take on a life of its own, so to speak, and even turn deadly when nature takes it course. Humans have created antibiotics and other drugs to cure the diseases and help with the symptoms of these diseases, but the complications that can arise from these diseases sometimes have no cure, and it is at this time that nature takes over. Sexually transmitted diseases are a part of history. Some have been around since the beginning of the United States. During times like the Industrial Revolution, the Depression, and WWI, sexually transmitted diseases have flourished because of the conditions of the cities and the living areas of citizens. Sexually transmitted diseases, of STDs, are a growing concern among people of all ages. Some are less severe and dangerous than others, but none of them are to be taken lightly. Some of the most common diseases are Acquired Immunity Deficiency Syndrome (AIDS), which is caused by the HIV virus; Chlamydia, Gonorrhea, Herpes Simplex, and Syphilis. These facts from the STD Homepage (http:// med-www.bu.edu/people/sycamore/std.) further explain the diseases and what one can expect from them. Sexually Transmitted Diseases are serious and can have lifelong effects; however, most are easily prevented and treatable. AIDS The disease AIDS, which is a set of disease... ...elids, face, chest, fingers, breasts, anus, and on the perineum. After the chancres disappear, the disease continues to inhabit the body. Syphilis is completely curable with antibiotics. Some complications of the disease that can not be cured but that may arise are flu-like symptoms, fever, skin rash, swollen glands, spots on the tongue, and warts on the genitals. In the last stage, the syphilis eats away at skin and bones. It can cause blindness, heart disease, and brain damage. Therefore, the Humanities Base Theme of Human Vs. Nature is prevalent in the topic of sexually transmitted diseases. Although there are drugs to lessen the effects and cure most of the actual diseases themselves, some complications that may arise are not curable. These complications, which arise mainly from nature taking its course in the body, are not curable by humans.

Dabur India Limited

Pillai’s Institute of Management Studies and Research Project Report On â€Å"Dabur India Limited† Submitted To: Prof. Momita mam BY: 29-Rashmi Gawand 37-Priyanka Jagtap DABUR INDIA LIMITED Dabur India LimitedDabur India Ltd. is the fourth largest FMCG Company in India. Dabur deals in Health care and Personal care products. Today, Dabur has a turnover of Rs. 1899. 57 crores. The market penetration of Dabur is of about 1. 5 million retail outlets all over India with 47 C& F agents and more than 5000 distributors.Dabur India is divided into 2 major strategic business units: * Consumer Care Division * Consumer Health Division Dabur has 3 subsidiary group companies: 1. Dabur Foods 2. Dabur Nepal 3. Dabur International- Further divided into Asian Consumer Care in Bangladesh, African Consumer Care in Nigeria and Dabur Egypt. | | Dabur has 13 ultra-modern manufacturing units in:? Jammu & Kashmir ? Uttar Pradesh ? Himachal Pradesh ? Madhya Pradesh ?Rajasthan ? Uttaranch al ? West Bengal ? Silvassa ? Nepal Dabur Health CareDabur's Health  Care range brings for you a wide selection of Ayurvedic and natural products that offer complete care for varying individual needs. Our products are derived from the time-tested heritage of Ayurveda, and backed by the most modern scientific test ;amp; trials that ensure unfailing quality and safety in anything you pick. Dabur's Brands * Activ Juice * ActiveAntacid * Active Blood Purifier * Amla Flower magic * Amla Hair oil * Babool Mint Fresh Gel * Babool Toothpaste * Badam Oil * Balm Double Action * Balm Strong * Burrst * Capsico * Chyawan Junior * Chyawanprash * Chyawan Prakash * Dazzl * Glucose D * Gripe Water * Hajmola * Hajmola Candy * Hommade * Janma Ghuti * Gulabari Face Freshner * Gulabari Rose Water * Gulabari Moisturising cream * Honey * Honitus Cough Syrup * Honitus Lozenges * Lal Dant Manjan * Lal Tail * Lemoneez * Meswak Toothpaste * Odomas * Odonil * Odopic * Promise Toothpaste * Pudin Hara * Real * Red Toothpaste * Sanifresh * Shankha Pushpi * Shilajit Gold * Super Thanda Oil * Uveda 2 in 1 Moisturising cream * Uveda Clarifying Face Wash * Uveda Complete Fairness Cream * Uveda Moisturising Face Wash * Vatika Black Shine Shampoo * Vatika Conditioner * Vatika Dandruff Control * Vatika Enriched Almond * Vatika Enriched Coconut * Vatika Root Strengthening * Vatika Smooth & Silky Exports ? United Kingdom ? Egypt ? Bangladesh ? Dubai ? Nigeria ? Nepal Dabur has its offices and representatives in America, Europe, and Africa. It exports Active Pharmaceutical Ingredients to Latin America, Europe, Africa, and other Asian countries. Dabur also exports herbal products to Middle East, Far East, and several European countries. Today Dabur is marketing its products in more than 50 countries. | Dabur Herbal and AyurvedicDabur presents a range of Herbal & Ayurvedic Personal Care products, created to make you look and feel good. Bringing together the gentle touch of nature and Ayurveda 's wisdom, the range covers categories like Hair Care, Skin Care and Baby Care, and is backed by the unfailing quality stamp of Dabur. Dabur Home Care Dabur India Ltd has a portfolio of superior products that help take care of your home. The range of Home Care products have been carefully developed to ensure that your living space not only looks good, but also smells good, all day long. And more importantly, they help keep your family healthy. Odonil keeps your home fresh and smelling great.Odomos protects your family from disease causing mosquitoes while Odopic leaves your dishes clean and smelling fresh. Sanifresh Shine keeps your toilet sparkling clean and free from germs while our latest innovation Dazzl gives a mirror like shine to your floors, kitchen and glass surfaces, while keeping them germ-free. Building on a legacy of quality and experience for over 125 years, Dabur India Ltd has introduced a slew of Ayurvedic over the Counter (OTC) products, offering traditional Ayurved ic remedies in ready-to-use formats. This is part of the company’s strategy to make Ayurveda more contemporary for the modern day consumer. Dabur, with its roots in Ayurveda, has been involved in bringing this age-old science within everyone’s reach.Dabur's Consumer Healthcare business is the Company's oldest business, and today has a growing portfolio of OTC products to address a variety of problems ranging from Women's Health to Baby Care and  Cough & Cold to Rejuvenation. Ayurveda The ancient Indian system of medicine based on natural and holistic living, derives from two Sanskrit words – Ayu or life, and Veda or knowledge. This Science of Life analyses the human body through a combination of the body, mind and spirit. Originating nearly 5,000 years ago, Ayurvedic texts were researched by Dabur in its quest for natural remedies. Today, its application in modern life has been renewed through the scientific research and validation undertaken at Dabur. Rea l Active Juices ContainsReal Activ is a range of unsweetened juices that contain NO ADDED SUGAR, COLOURS OR PRESERVATIVES. Real Activ juices are made from concentrated juices. After the juice is pressed from the fruit, the water is removed to reduce transportation load. At our factories, during the manufacturing of juices/ juice blends, we add back the equivalent quantity of water. Thus, Real Activ Juices have as much juice as present in respective fruit. Real Activ Juices contain * 0% Added Sugar * No Added Colour or   Preservatives * Naturally rich in antioxidant Nutrients * Helps meet 1  serve of your 5-a-day Dabur's Real Activ range includes: Antioxidant Rich JuicesAntioxidants are substances that help protect the body by neutralizing free radicals that cause cell damage. Antioxidant Nutrients like Betacarotene ;amp; Vitamin C are known to neutralize ‘Free Radicals’ and help strengthen the immune system. * Real Activ Orange Carrot Juice is a 100% juice made from Oranges and Carrots which provide the natural goodness of antioxidants nutrients like Betacarotene ;amp; Vitamin C * Real Activ Orange Carrot 1 Glass (250ml) equals: 100% RDA of Beta-carotene* 40% RDA of Vitamin C * Real Activ Orange Juice is an ideal breakfast juice rich in antioxidant nutrient like Vitamin C Activ Orange 1 Glass(250ml) = 100% RDA of Vitamin C*Refreshing Cooler Real Activ Apple Juice * Real Activ Apple juice provides you the goodness of Apples. Apples are packed with nutrients and anti-oxidants and are Very low in sodium. * 1 Glass (250ml) of Real Activ Apple juice provides juice of 4 Apples. So pick up a pack of Real Activ Apple juice for a refreshing break   Fruit-Vegetable Delight Real Activ Mixed Fruit Spinach Cucumber Juice * Real Activ Mixed Fruit Spinach Cucumber juice is a refreshing ;amp; nutritious blend of fruits ;amp; vegetables with the goodness of 8 delicious fruits (Apple, Orange, Passion Fruit, Guava, Pineapple, Mango, Apricot ;amp; Banana) and V egetables like Spinach, Cucumber.This helps you meet a serve of fruit ;amp; vegetable * 1 Glass (250ml) of Mixed fruit Spinach Cucumber is Very Low in Sodium. As per USFDA, diets low in Sodium may reduce the risk of Hypertension or High BP Real Activ Mixed Fruit Beetroot Carrot  Juice * Real Activ Mixed Fruit Beetroot Carrot juice is a refreshing ;amp; nutritious blend of fruits ;amp; vegetables with the goodness of 8 delicious fruits (Apple, Orange, Passion Fruit, Guava, Pineapple, Mango, Apricot ;amp; Banana) and Vegetables like  Beetroot ;amp; Carrot * It also provides you 1 serve of fruit ;amp; vegetable Start your day with Real Activ Juice which is deliciously tasty ;amp; gives the natural goodness of fruits ;amp; vegetables without the burden of added sugar.No wonder, with Real Activ in your life you can Say NO to all things artificial and Stay Fit the Natural Way. Dabur Chyawanprash Dabur Chyawanprash has anti-oxidant properties ;amp; strengthens your body's internal defe nse mechanism, the immune system, thereby protecting you from everyday infections, cough, cold & stress etc. At a time when flu and viruses are everywhere, your immunity system provides the best prevention from these deadly diseases. Chyawanprash, a time-tested, age-old formulation has a number of herbs like Amla, known to be one of the best antioxidants, Giloy (Guduchi) known to have immuno modulatory properties, and has more than 40 other natural ingredients, to boost immunity. |Dabur Chyawanprash, The Health Giver * Derived from 2,500-year-old Ayurvedic formula * Totally chemical-free, natural and safe * Powerful combination of herbs and plant extracts in a base of Amla fruit pulp * Refined by Dabur to provide traditional goodness with best quality * Reinforces the immune system & helps fight disease * Trusted health provider of a majority of Indian households| Hajmola Pop a Dabur Hajmola and enjoy the chatpata flavour that stimulates your digestive power. Take it regular ly, especially after a meal. The popularity of this Ayurvedic digestive can be gauged by the fact that almost 2. 5 crore Hajmola tablets are consumed every day in India. An Ayurvedic digestive medicine, Dabur Hajmola was the first to be branded as a product.It has a mix of traditional Indian culinary herbs, spices and edible salts. Dabur Hajmola is a market leader with 60% share of the digestive tablets segment in India. Dabur Pudin Hara Dabur Pudin Hara gives quick relief from stomach ache, gas and indigestion. It is a trusted, fast-action remedy for stomach disorders. Pudin Hara is completely natural and safe. Dabur Glucose D Get a jump start on your day by filling up with the extra energy of Dabur Glucose-D. Enriched with Vitamin-D and Calcium for easy assimilation and quick replenishment of essential vitamins, minerals and body salts, Dabur Glucose is a ready source of energy to fight tiredness. It refreshes you instantly.Besides helping in quick recovery of energy lost due to f atigue, Dabur Glucose also provides essential nutrients that refresh and energizes you to fight tiredness and fatigue caused by summer heat. Extremely good for growing children and sportspersons, Dabur Glucose also helps in all-round development of kids. Dabur Honey Honey has been used for its medicinal and therapeutic value for centuries in India. Dabur India Limited saw the potential of honey beyond its remedial value, helping every household imbibe the goodness of this natural wonder liquid in their day-to-day life * Dabur Honey launched as a food product * Largest player in the branded honey market, commanding over 75% of the total share   * Recently launched in convenient, easy-to-use squezee pack * Focusing on promoting food-led usage.Dabur Vatika Black shine Shampoo Vatika Black Shine shampoo is packed with the goodness of Black Olives and Amla that help maintain the black colour of your hair and give it incredible shine. Unlike normal shampoos, Vatika Black Shine Shampoo d oes not have any harmful chemicals. Its active natural ingredients help maintain the black colour of your hair without damaging them. Dabur Vatika Smooth & Silky Shampoo Vatika Smooth & Silky Shampoo is a natural shampoo that conditions from deep within, while gently cleansing and nourishing your hair. Its offers the gentle & caring touch of nature that leave your hair soft, silky and radiant.It has the perfect balance of natural ingredients like Henna, Green Almonds and Shikakai that turn your dull & lifeless hair into smooth & silky without damaging them. Dabur Vatika Dandruff Control Vatika Dandruff Control Shampoo removes dandruff without being violent on hair. Discover non-violence, the new beauty mantra captured in Vatika Dandruff Control Shampoo range. Enriched with the goodness of nature, Vatika gently removes 100% dandruff and prevents recurrence, without causing any damage to hair. So what you get is dandruff-free, beautiful hair. That's the power of no n-violence. Dabur Vatika Conditioner Dabur now  presents a range of natural conditioners under brand Vatika.The Vatika range of conditioners is packed with active natural  ingredients that nourish your scalp and hair to ensure that your crowning glory shines with health. Dabur’s in-depth knowledge of nature ;amp; natural ingredients has helped us create a range of conditioners that offer the goodness of nature without any side-effects, and give you problem-free hair. These nourishing conditioners from nature come in two SKUs of  100ml and 200ml, and are available in two variants: Vatika Smooth ;amp; Silky Conditioner Vatika Smooth  ;amp; Silky Conditioner has active natural ingredients   like  Henna and Amla that ensure natural conditioning of hair,   and Green Almonds, which  help nourish scalp and hair. Vatika Root Strengthening ConditionerVatika Root Strengthening Conditioner is packed  with natural  ingredients like Coco Milk, which  provides conditi oning, and  Almonds that  help strengthen the hair from root to tips. Dabur Hair Oil Dabur's range of natural Hair Oils have an array of specialized products that offer you problem-free hair, making your crowning glory grow healthy, lustrous and full of life. Give hair the nourishment of Amla (Indian gooseberry) with Dabur Amla or add the magic of white flowers to your mane with Dabur Amla Flower Magic. Enrich your hair from root to tip with Vatika Enriched Coconut Hair Oil, or  up your hair's style quotient with Vatika Enriched Almond Hair Oil. Dabur Uveda 2-in-1 Moisturiser 24-Hour soft and hydrated skin that glows from within Dabur Uveda 2-in-1 Moisturiser presents an alternate way to skin moisturising.It has unique Ayuredic ingredients that help build a reservoir of moisture in the inner layers of the skin that keeps skin hydrated for 24 hours and also protects the skin from damages due to the sun's radiation. Complete Fairness Cream Fair skin that glows from within Dabur Uveda Complete Fairness Cream presents an alternate way to fairness. With unique Ayurvedic ingredients, it works on the inner layers of the skin, making it lighter, nourishing it with every use to give complete fairness that glows from within. Moisturising Face Wash Dabur Uveda Moisturising Face Wash presents an alternate way to skin cleansing. Its Ayurvedic ingredients not only help clean your skin but replenish moisture in the inner layers, giving you clean, soft skin that glows from within.

How to Create a ServiceScape Profile That Gets Results

How to Create a ServiceScape Profile That Gets Results When you enlist your services as an online freelancer in todays digital age, you have to go above and beyond to outshine the competition. With more than 35% of Americans participating in the gig economy to some degree, its safe to say that youre competing against some top-tier talent out there.Thats why it is important to optimally present yourself and your skill set so that clients can be convinced of your worth. We are going to focus on your profile, which is the starting point for every interaction on ServiceScape, and delve into how to clearly communicate what clients want to hear.Your ServiceScape profile contains the following information (in no particular order):DescriptionHeadshot PhotographPortfolioVideo IntroductionCredentialsUsernameRatings and ReviewsPricesThe more effort you put into each and every one of these profile elements, the more successful you will be at attracting clients.A shopping experience always begins with presentation. Think of it this way: when clients come to ServiceScape, their initial interaction is similar to going to a bookstore and browsing book covers that catch their eye. As design expert Sabrina Smelko puts it:They say not to judge a book by its cover, but who are we kidding? Its undeniable that the cover of a book affects your decision to either read on or put it back on the shelf. In todays visual culture, this can be even more true for anyone who runs any kind of business, whether online or brick-and-mortar.With so many visuals coming at us from our computers, phones and various feeds - let alone the world outside our doors - it seems were almost expected to have a cool logo and visually-rich branded content in order to even be noticed. And regardless of whether you want to succumb to this fact or not, as exhausting as it can be, its hard to deny that a first impression can have a huge impact and influence on your business; which, much like a book cover, can determine the number of customers who open the door.Sabrina Smelko, Tips Tricks for Creating a Customer-Catching Storefront DisplayEssentially, your profile is your book cover and is the first step for convincing clients to learn more about you and what you have to offer. We are going to break down each element of your profile, why it is important, and how to curate it to your personal advantage.Lets get started.DescriptionYour description is the brief paragraph that communicates who you are, what you can offer, and what clients can expect from working with you. Equipped with a character limit, its up to you to fit as much information as possible into a concise, witty, and informative blurb. If you are not a writer/editor, its worth considering editing services to ensure your description reflects proper grammar, syntax, and spelling.We recommend, at the very least, that you include the following:Three areas of your expertiseWhat you can promise clients every single timeYour own personal catchy tagline. Something like Lets get to work.After writing your description, you should reread it from the perspective of a client. Is the description written with enthusiasm and energy? Does it connect with you and what you need as an imaginary client? In other words, would you hire yourself? If the answer is no, keep working on it until you are satisfied with the results.Tip #1: Check out other professionals descriptions. See whats working for them. Although you cannot plagiarize, theres no harm in getting a little inspiration from the other people in your field.Headshot PhotographNext, although your description will communicate exactly what it is you can offer clients, your headshot photograph will be the first piece of media they glance over when they discover your profile. Humans are visually oriented, which means headshots can make or break your profile.Here are our tips for what you should consider when picking a headshot:Every headshot must be high resolution; grainy quality automatically tells a buyer that you are unprofes sional.Smile and look pleasant; relatability is important and no one wants to work with a grouch.Here is an example of a good headshot photograph. The photo is high resolution and the individual is friendly and engaging.Although headshots may vary depending on your area of expertise, its worth it to see a professional photographer and to get a real headshot taken. Blurry photos taken by phones and laptops will be noted, communicating to clients that you are not serious about how you present yourself or your freelance business.Be sure to check out the competition. What seems to be the best headshot move for the most successful professionals? This is a good indication of where you should go with the headshot.Tip #2: A little analytics testing is an easy way to find a photo that works best for you. Compare your inquiry results over a 3-month period, with a different photo each month. Which photo performed the best?PortfolioNow that you have a brilliant headshot and descriptive blurb in place, its time to focus on what demonstrates your skills and expertise. Compiling a portfolio that accurately reflects what you can offer clients will take time. Be sure you have approval from past clients to include their works in your public portfolio – its not always proper to go ahead and plaster business names from past projects.Remember: people dont have a lot of time today. They are going to sift through your profile quickly before they decide to choose you. That means that quality over quantity is what you want to focus on here. If you provide three different types of writing services, highlight just one piece from each area of expertise. Obviously, spend time reading over the piece extensively to ensure that there are no typos before you use it in your profile.Lastly, as time goes on, one, two, or three years can fly by while youre freelancing online. Update your profile to reflect your most recent work. If you keep showcasing work from a few years ago, clients wil l start to wonder if you are hiding something. Never get complacent!Tip #3: Remember, humans are visual creatures. Try and make your portfolio fun to look at, with eye-popping color and contrasting fonts. You dont want to make freelancer shopping feel like a mundane chore for clients.Here is an example of a great portfolio. You should make your portfolio stand out by uploading sample files that are captivating and attention-grabbing.Video IntroductionThis is a great place to let your personality shine through. In many cases, buyers might skip over the portfolio and description and go straight to the video. Why? Because they are on the go, hoping that you will speak to them so they dont have to read about you. Its just the way of the digital world today.Video introductions dont have to be Hollywood masterpieces. They can be you at a desk, providing a background on your services in just 30 seconds. Whatever you send over, well do our best to improve it on our end before we add it to y our profile. Well edit your video and add music so that it is entertaining and informative. However, bonus points for those who can edit their own videos to create a more professional setting.At the very least, in your video introduction, try to include:A simple introduction: Hello, and thank you for looking at my profileWhat you can do for clients on ServiceScapeHow long youve been freelancing (only if you are not a new freelancer)A couple of interesting facts/tidbits that make you seem charismatic, funny, or interestingIts definitely worth investing in video production services to get this video introduction just right. An impressive video can boost your profile popularity tremendously.Hiring a video production service is a smart idea. High-quality video content will allow you to build trust by providing a face and a voice to your freelance venture within a professional setting.CredentialsIf a video introduction represents one side of the selling yourself spectrum in which charism a count for a lot, credentials definitely represent the other side. This is where clients will learn about what you have specifically done and how that specifically applies to what they need.A ServiceScape credential contains just the name of a position/degree and the institution where you held that position/received that degree. Nothing more and nothing less. This allows a client to quickly glance though your experience and expertise without any sales pitch and to get to the core of what you do best.You should select your credentials carefully, making sure that each one makes a case for why you are an expert in your field. The listed order of your credentials is also important. If you have a Ph.D., dont have your B.A. degree as your first credential.UsernameYour username is the brand name for your freelance business. This is going to be the largest piece of text within your profile, so making it stand out is a priority. The catchier and more creative your username is, the more like ly it is that you will capture the interest of potential clients. As Arun Bhati, CEO of Orahi, stated in Entrepreneur.com:Good names, like good logos, evoke a strong passion for your brand, while bad names elicit distaste or worse still, indifference. A great brand name can be a solid competitive advantage for your company, especially when feature sets between two or more brands are roughly the same. A brands value is what it offers its customers and what it promises to do for them in the long run and must convey its uniqueness in a way that the customer is drawn to use it just by the mention of its name.Arun Bhati, Why Brand Name is Important for Start-Ups?Some professionals use their first names as their usernames. Though it does make your profile more personable, a username can also convey your professional capabilities. When deciding on your username, take a look at your competition first and see how they approach this issue.Tip #4: Coming up with a witty username can be difficu lt. Even if you find a username that you like, the idea could already have been taken by another ServiceScape professional. The best thing to do if you are out of ideas is to try a business name generator. There are many generators out there that you can try. After using a few of them, you should be able to find a username that is a unique and memorable representation of your services.Ratings and ReviewsThis is where your client interaction skills will shine through, whether you want them to or not. Thats why its so important to practice proper customer service with every single client, no matter how you feel about them. At the end of the day, they get to review you publicly, and that goes on your profile. Other clients will be able to read it. Go above and beyond, especially during your first few projects, to impress your clients. A stellar review can easily grab you another five projects.Review volume will give veteran freelancers an advantage. However, if you are new to ServiceSc ape dont worry. Building a client base takes time. With enough commitment and dedication, you can rack up the same number of reviews as those ahead of you today.PricesLastly, your profile is where clients can mull over your prices. If you dont know how to price a service, we recommend the following suggestion:Find five sellers in your field who seem to be dominating. Add up their rates and divide by five. Use that number as your initial rate for starting out.As time goes on, you can always increase your prices. You never want to come in so high that no one wants to buy from you, though. But, do be careful of coming in too low and giving off the impression that your work is sub-par or that you are desperate for clients.What you get out of your ServiceScape profile is entirely up to youNo, you dont have to cross your fingers and pray that a client comes your way. You can actually lure them to your services if you follow our tips for curating a professional profile. Spend some time, re search the competition, and remember to never get too complacent! Its normal to fine-tune things every few months.Need more help? Here are some great resources which I would recommend:Alex Fasulo – Learn How to Make Money from HomeDiana Marinova – Freelance Coach Marking ConsultantFreelancer Profile: 5 Steps To Making A Killer Impact

How the HUD Anti-Flipping Rule Protects Homebuyers

How the HUD Anti-Flipping Rule Protects Homebuyers In May 2003, the U.S. Department of Housing and Urban Development (HUD) issued a federal regulation intended to protect potential homebuyers from potentially predatory lending practices associated with the process of flipping home mortgages insured by the Federal Housing Administration (FHA). Thanks to the rule, homebuyers can â€Å"feel confident that they are protected from unscrupulous practices,† said then-HUD Secretary Mel Martinez. â€Å"This final rule represents a major step in our efforts to eliminate predatory lending practices,† he said in a press release. In essence, â€Å"flipping† is a type of real estate investment strategy in which an investor buys houses or property with the sole intent of reselling them for a profit. The investor’s profit is generated through increased future sale prices that occur as a result of a rising housing market, renovations and capital improvements made to the property, or both. Investors who employ the flipping strategy risk financial losses due to price depreciation during declines in the housing market. Home flipping becomes an abusive practice when a property is resold for a large profit at an artificially inflated price immediately after being acquired by the seller with little or no appreciable improvements to the property.  According to HUD, the predatory lending happens when unsuspecting homebuyers either pay a price far higher than its fair market value or commit to a mortgage at unjustly inflated interest rates, closing costs or both. Not to Be Confused With Legal Flipping The term â€Å"flipping† in this instance should not be confused with the completely legal and ethical practice of buying a financially distressed or rundown home, making extensive â€Å"sweat equity† improvements in order to truly raise its fair market value, and then selling it for a profit. What the Rule Does Under HUD’s regulation, FR-4615 Prohibition of Property Flipping in HUDs Single Family Mortgage Insurance Programs,† recently flipped homes are not allowed to qualify for FHA mortgage insurance. In addition, it allows FHA to require persons attempting to sell flipped homes to provide additional documentation proving that the home’s appraised fair market value had truly increased significantly. In other words, prove that their profit from the sale is justified. Key Provisions of the Rule Sale by Owner of Record Only the owner of record may sell a home to an individual who will obtain FHA mortgage insurance for the loan; it may not involve any sale or assignment of the sales contract, a procedure often observed when the homebuyer is determined to have been a victim of predatory practices. Time Restrictions on Resales Resales occurring 90 days or less following acquisition will not be eligible for a mortgage to be insured by FHA. FHAs analysis disclosed that among the most egregious examples of predatory lending was on flips that occurred within a very brief time span, often within days. Thus, the quick flips will be eliminated.Resales occurring between 91 and 180 days will be eligible provided that the lender obtains an additional appraisal from an independent appraiser based on a resale percentage threshold established by FHA; this threshold would be relatively high so as to not adversely affect legitimate rehabilitation efforts but still deter unscrupulous sellers, lenders, and appraisers from attempting to flip properties and defraud homebuyers. Lenders may also prove that the increased value is the result of rehabilitation of the property.Resales occurring between 90 days and one year will be subject to a requirement that the lender obtains additional documentation to support the value to add ress circumstances or locations where HUD identifies property flipping as a problem. This authority would supersede the higher expected threshold established for the above-mentioned 90 to 180 day period and will be invoked when FHA determines that substantial abuse may be occurring in a particular locality. Exceptions to the Anti-Flipping Rule The FHA will allow waivers to the property flipping restrictions for: properties acquired by an employer or relocation agency in connection with the relocation of an employee;resales of foreclosed, bank-owned property by HUD under its real estate owned (REO) program;sales of property by other U.S. government agencies;sales of properties by nonprofit organizations approved by HUD to buy single-family properties at a discount with resale restrictions;sales of properties that are acquired by the seller by inheritance;sales of properties by state and federally-chartered financial institutions and Government-Sponsored Enterprises;sales of properties by local and state government agencies; andsales of properties within Presidentially Declared Major Disaster Areas (PDMDA), only upon issuance of a notice of an exception from HUD. The above restrictions do not apply to builders selling a newly built house or building a house for a borrower planning to use FHA-insured financing.

the Six day war essays

the Six day war essays "Throughout the war, the Israeli's were out numbered by the other nations; millions versus thousands, and yet they carried through," Prime Minister Eshkol remarked, concerning the events of the Six Day War. During the Six Day War, when Israel was attacked by the surrounding Arab nations, it was a young, inexperienced and demographically diminutive country, containing a population of only 650,000 people. Whereas, the Arab nations collectively amounted to over 44,250,000 people. However, in spite of these hindrances, Israel managed to miraculously defeat the extremely powerful and strong Arab nations surrounding them. Zionists declared Israel a state on May 14, 1948 when the British rule over Palestine had been put to an end. The following day, armies of Egypt, Syria, Lebanon, Iraq and Transjordan, totaling 800,000 combat forces attacked Israel. During the war, Israel lost control of the Old City of Jerusalem. The Israelis fought back and captured much of the territory, which had been set aside for the Arabs. By August of 1949, Israel and all five surrounding Arab nations had agreed to end the fighting. In 1950, the Jordanian military led by King Abdullah, became known as the West Bank in the kingdom of Jordan. Egypt set up an all Palestine government under the Mufti of Jerusalem, who had led Palestinian opposition to the British. After the war the Arabs and Israelis fought for many years about the 600,000 to 700,000 Arab refugees who left Israel as a result of the war. The Arabs claimed that Israel forced them out of Palestine. The United Nations attempted to aid the refugees to settle into Arab countries, but the Palestinians refused help. In 1954, Gamal Abdul Nasser became President of Egypt and a representative of Arab nationalism. He soon became the leader of all Arabs. In Egypt, the free officers who staged a military coup in 1952 disposed of King Farouk. Nasser had been one of these officers. ...

Two Tail Hypothesis Scholarship Essay Example | Topics and Well Written Essays - 500 words

Two Tail Hypothesis - Scholarship Essay Example The analysis can be used by the manager to study if there is the significant difference between position and extrinsic job satisfaction in the company. This would enable the manager to make a plan on which strategy to use either Hourly Employee or Salaried Employee in respect of job satisfaction. Since ÃŽ ±=0.05 and confidence level is 95%; t- statistic=-54.60, the critical value is  ±1.96 we reject null hypothesis because p-value 1.67 E-91 is less than 0.05 and adopt alternative hypothesis. The t-test is used when the sample is small; it can be used to test the difference in population mean, that is when the population is n≠¤30 and the standard deviation of the population is estimated from the standard deviation of the sample. Whereas z-test is used when the population means is known together with standard deviation. Researchers do not have enough time to study the whole population. To study the entire population would be tedious and time-consuming; therefore, representative sample from the population is appropriate in the data collection. In statistical inferences, conclusions are drawn about the attribute of the population, e.g. the standard deviation or mean based on sample data analysis. Supposing there was a need to calculate the average weight of the population of youths in America, it would be unreasonable except at massive cost to weigh up each individual and calculate the mean weight. Another scenario is that testing process may be very destructive such that sampling becomes the only sufficient way.